Yes, Magento 2 payment methods can be restricted by customer group. Store owners can create rules so only certain groups, like wholesale, retail, or VIP customers, see specific payment options. Magento 2 payment methods help control payments based on business needs, agreements, or local policies. For example, wholesale buyers may get bank transfer options, while retail customers see credit card or PayPal. These restrictions make checkout faster and reduce mistakes. Admins can set this up from the backend without coding. It ensures a smoother, more personalized checkout experience for every customer group in a Magento store.

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