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CPP Disability Benefits are monthly payments provided through the Canada Pension Plan (CPP) Disability Benefit to support individuals who can no longer work due to a serious and long-term medical condition. These benefits are designed for people under the age of 65 who have contributed to the Canada Pension Plan and whose disability prevents them from performing any substantially gainful employment.
To qualify, the disability must be both severe and prolonged, meaning it regularly stops the individual from working and is expected to last indefinitely or result in death. Applicants must also have made sufficient CPP contributions, typically in four of the last six years before becoming disabled.
Applying for CPP disability benefits can be complex, and many claims are initially denied due to strict eligibility rules. Legal guidance from experienced disability lawyers, such as those at Kotak Law, can help applicants prepare strong applications, gather medical evidence, and pursue appeals if necessary.